Does Everyone Need Car Insurance?

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September 24, 2014

David Pipes

Automobile insurance covers an automobile so people don’t need automobile insurance, automobiles do. Most states require coverage if the car is licensed. If it isn’t licensed or operates on private property there isn’t a legal requirement to insured the car. The problem is liability. An automobile is a 2000 pound missile that can maim and kill. Being responsible for that is an awesome thing. Automobile insurance almost always contains coverage in case your car hurts someone.
September 23, 2014

Tom Sheehan

In most, if not all states, car insurance is required in order to register and operate a car on public access roads and highways. If you lease a car, or if you have a car loan, car insurance will also be a requirement of the lender or leasing company so, the general “rule of thumb” is that if you own or lease a car, you will need car insurance in order to do that.

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