This giant oak tree did damage well-exceeding my deductible, but also landed on my neighbor’s roof, doing quite a bit of damage there, too. I was told by several tree companies it will take a crane to move it before it could be safely cut up, which all needs to be done at once because there is no where to lay it without blocking the road. I’m not sure who claims what in this situation.
Category: Home Insurance
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Is My Home Insurance Policy Valid After Changing My Name?
When I purchased my home I was married. Mortgage, deed and original insurance policy in my married name. I got divorced and about two years later had my name legally changed back to my maiden name. I did not change the name on my mortgage or deed. I later took out a HO policy with a different agency, filling out the application in my now current name. This means that the names on my policy and my mortgage/deed are different. Is this an issue? Everything else in the policy matches, loan servicer, loan number, etc.
I have never been notified by either my insurance agent or my loan servicer that there is a problem.
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Is My Hot Tub Covered By Home Insurance After A Tree Fell On It?
Tree fell on my hot tub. I have full replacement value for property, is this also covered even though its outside. Its surrounded by a deck and on a cement foundation. Still waiting to here from my insurance company, we recently purchased the house and the tub came with the purchase as a content.
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Does My Renter’s Insurance Cover For Living Expenses Incurred As A Result Of Water Pipes Breaking That Make The Kitchen And Downstairs Unusable?
It took awhile to realize the water pipes below the floor were causing the floor to get warmer. There was little or no damage to our possessions as we caught it before there was extensive damage. However, it will take a month to fix the problem making the downstairs and kitchen unusable and therefore uninhabitable. We have had to store all of our property in a pod and live in a hotel.
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Does My Homeowners Insurance Cover Electrical Burnt Fuse?
Due to a space heater because the sump pump went out which caused my furnace to burn then I didn’t have heat for my house.
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Does Home Insurance Cover Replacing Damaged Windows?
The windows are old and the wood around them are rotting. Just need updated windows.
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What Kind Of Home Insurance Can Rent-To-Owners Get?
Renting to own from family member, paying cash. Need protection until paid off.
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Does Advance On Content, To Be Used As Replacement Contents Come Out Of The Actual Cost Value Portion Of Claim?
I feel if I’m using it for furniture replacement of lost furniture due to fire it should come off the replacement cost not the actual cash value.
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How To Pull A Loss History Report On A Home?
How can I pull a loss history report on a home before I buy it? I would like to go back 25 years is that possible?