My destroyed items were covered to $250 for fungus with a $100 deductible but water damage was determined otherwise. My understanding is that no one from the company went to the storage unit but merely asked the manager if she saw a source of the water and she said no and that is what they are basing their denial on. When I initially told the manager about the damage she didn’t deny there was water, merely told me to file a claim with the insurance company. Their response: “While water damage is a covered peril, we have no evidence of a water source in your storage unit; therefore we must respectfully deny your water damage claim.” Should I pursue this or is it hopeless?
Category: Renters Insurance
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Will My Renters Insurance Cover Hotel Expenses?
I have renters insurance. The homeowner decided to have a new roof put on the house. The homeowner hired her friend who is not reliable and knows he is not reliable and now only half of the house has a roof. Her friend stripped everything off the roof and it is exposed and we had thunderstorms and a lot of water leaked in which is a fire hazard. I want to immediately move out as I feel the house is unsafe. Will my renters insurance cover my hotel expenses while I took for a better place to live? The landlord has negligence as she new her friend is unreliable and he is probably not a licensed contractor. This situation is really affecting me. I have the Additional Living Expenses coverage on my renters insurance.