What Is A Hybrid Retirement Plan?

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One response to “What Is A Hybrid Retirement Plan?”

1. 

   May 22, 2013

   Patrick Pegram

   Retirement plans continue to “Evolve” and not necessarily change.  In this instance the term hybrid retirement plan may include plans that were popular in the 1980’s and 1990’s, they are (cash balance, pension equity, floor-offset, age-weighted profit-sharing, new comparability profit-sharing and target benefit plans).

   Today, usually hybrid plans combine features of a defined benefit and defined contribution plan, to bridge the predicted crisis by many experts of the liabilities that are underfunded in traditional defined benefit plans.