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If you move out before your renters policy expires, is your property still covered?

If while visiting a friend and the house is burglarized and the visitor’s property is stolen, is this property covered under the homeowner’s policy? If the visitor has a renter’s insurance policy, could two claims be filed for the same property? Would there be any sense in filing a lawsuit against the homeowner to recoup losses? Thank you.

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One response to “If you move out before your renters policy expires, is your property still covered?”

  1. David Pipes Avatar
    David Pipes

    The property covered under your homeowner’s policy is the property of the insured. The property of the visitor could well be covered under the visitor’s renter’s policy. I am not sure why you would want to sue the homeowner. I suspect that the renter will be able to recover all but her deductible depending upon the property involved and the circumstances.

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