Does Long Term Care Insurance Cover Alzheimers?
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2 responses to “Does Long Term Care Insurance Cover Alzheimers?”
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Yes, Long Term Care Insurance does cover Alzheimers in most situations. If someone has Alzheimers Disease while applying for Long Term Care Insurance, they will be denied. But if the Alzheimers develops after the policy was purchased, cognitive impairment is one of the triggers for Long Term Care to begin the countdown to making payments.
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Unless specifically excluded then yes it can cover disability due to Alzheimer’s for up to the limits in the policy.
Do not rely on your disability policy to pay for a long term care facility or other types of care. Disability policies can help by providing funds to pay the bills and lost income, but will not be able to pay the high cost of long term care.
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