Which Life Insurance Companies Are The Best?
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One response to “Which Life Insurance Companies Are The Best?”
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There are many excellent life insurance companies to choose from and the “best” is very subjective. One way to rate companies is by the financial ratings from AM Best or a similar rating company. I personally only use A rated companies or better, so my clients can feel confident that the life insurance company will be around 20 – 30 years or longer when the policy is needed. Many life insurance companies have been around over 100 years which is another testament to a stable company. A company may be the best for you because they offer a particular product with a unique rider that you want. Finally, a company that provides a better health rating, and therefore lower premium for your situation, may turn out to be the best for you. All of the above are reasons to work with a knowledgeable advisor to help you sort through the options and find the best company for your particular situation.
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