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When Does Life Insurance Take Effect?

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One response to “When Does Life Insurance Take Effect?”

  1. Bob Vineyard Avatar
    Bob Vineyard

    It depends.

    If you paid the initial premium with the application, coverage would be effective on the application date once the policy is approved and any additional premium due is paid.

    If you did not pay a deposit premium the effective date is either the approval date or a date in the future if the application requested a future effective date.

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