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When Does A Life Insurance Policy Endow?

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One response to “When Does A Life Insurance Policy Endow?”

  1. Larry Tew Avatar
    Larry Tew

    A life insurance policy endows when the guaranteed cash value equals the initial face amount. The typical policy may endow at age 100 or for policies using the latest mortality table, they may endow at age 121.

    Bear in mind that a life insurance policy’s premium schedule may differ from the endowment year. In other words, a policy may have a premium paying period of 10 or 20 years or age 65 yet the endowment will still be later.

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