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What Is 20 Year Level Term Life Insurance?

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2 responses to “What Is 20 Year Level Term Life Insurance?”

  1. Robert Jennings Avatar
    Robert Jennings

    Term insurance exists, unless it pays out, for its stated length – in the case of your question, 20 years and then ends.  It does not accrue any cash value.  Level term means the premium is the same for the entire twenty years.  Some policies can be renewed without health questions at an age appropriate premium.

  2. David Racich Avatar
    David Racich

    20 year level term life insurance is referring to the guaranteed premium that remains the same for the death benefit amount. 20 year guaranteed level term life insurance is one of the most popular coverage durations in the country for those who want to indemnify their beneficiaries and business associate from financial loss from their own demise.
     

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