Does Life Insurance Pay Out For A Drunk Driving Death?
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2 responses to “Does Life Insurance Pay Out For A Drunk Driving Death?”
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If someone you know was the victim of a drunk driving accident, the policy would pay upon their death. If the person who died in the drunk driving accident was the intoxicated driver, the policy will pay if the applicant did not lie about or omit requested information about alcohol use, DUI’s, etc on the application. After the first two years of the policy, these details are not as important.
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Depending on the policy terms, yes a life insurance policy would pay a death benefit to the stated beneficiary. An individual policy usually has no provision against paying a claim in this case. Plans that might exclude payment could be AD&D plans and possibly some group life insurance plans. If you own life insurance, it is always best to review your policy to know exactly what if anything, is excluded from payout.
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