Is It Illegal To Not Have Health Insurance In Alabama?

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July 2, 2014

Jim Winkler

That is a great question! While technically it is not illegal to not have health insurance, the Affordable Care Act (Obamacare) does impose a penalty for not having it. The longer you go uninsured, the bigger the fine. The idea behind having insurance is to lower costs for everyone. When someone without insurance goes to the doctor, they get treated anyway. The doctor just adds that cost onto everyone else’s bill in the form of higher charges. Also, the more healthy people added to the insurance pool, the lower the costs for everyone. When only sick people buy insurance, the costs are much higher. I hope that helps, thanks for asking!

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