How Much Does IVF Cost With Private Health Insurance?

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One response to “How Much Does IVF Cost With Private Health Insurance?”

1. 

   April 4, 2013

   Bob Vineyard

   IVF (in vitro fertilization) is not a covered medical expense with most health insurance plans. Some employer group plans may include IVF benefits and there are a few states that mandate IVF coverage for individual major medical plans.

   IVF is not a medical necessity which is why it is normally excluded from plan benefits.

   The few times I have seen IVF benefits they are usually capped around $10,000 (lifetime) which means any excess charges are the responsibility of the individual.