How Do You Apply For Disability Insurance?

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October 13, 2014

Peggy Mace

To apply for Disability Insurance, you first consult with a knowledgeable agent to get the type of policy you need, and one that fits your budget. Then you fill out an application and submit it. There will be a paramed exam done in your home or other place of your choice. The underwriter may order medical and/or financial records. Once everything is reviewed, your policy will be approved at the rating the DI company deems appropriate. You accept the policy by paying the premium and signing some delivery paperwork.

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