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What Value Does Insurance Use To Total A Car?

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One response to “What Value Does Insurance Use To Total A Car?”

  1. Tom Sheehan Avatar
    Tom Sheehan

    That can vary by company, but generally speaking, two pretty reliable tools for determining valueof a car are the NADA book and Kelly Blue Book.  Thes both are a pretty good place to start and are regular references for claims in many cases along with both company specific and industry statistics.  A good tule of thumb to keep in mind is that if the damage estimate is in the neighborhood of about 70% of the determined value of your car, it is likely that the insurance adjuster will determine it to be a total loss.

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