What Does SR22 Insurance Cover?

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February 2, 2015

Terry A. McCarthy, CLU, ChFC

An SR22 is nothing more than an administrative trail of the status of your auto insurance coverage. The form is filed because the State licensing agency has determined a need to be aware of the status of your coverage, usually due to failing to have insurance or having committed any of several offenses of driving laws. An SR22 is merely attached to your insurance record and your carrier agrees to submit status updates to your state bureau of motor vehicles. An SR22 does not provide any coverage.

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