Does an allowing an unlicensed driver ticket effect insurance?

I got a ticket for allowing an unlicensed driver to drive my car and for no insurance. I am wondering if this will effect my insurance premium.

Comments

February 1, 2015

Terry A. McCarthy, CLU, ChFC

Every company we represent has a slightly different interpretation of the violations that appear on a drivers abstract of record. Having no insurance and being cited for the violation will impact your insurance. Allowing an unlicensed driver to drive is likely to result in the same outcome. I say that in general because it reflects upon your judgment and in both instances, the judgment exhibited as a driver and responsible sponsor of a “prospective” driver are now in question.

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