My friend wrecked my truck, my insurance sent out a check for it to be fixed. I traded in my truck before it was fixed. Do I send back the insurance check? Or is it still mine to use?
Author: Justin Blase
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When I Call The Insurance Company To File A Death Claim (20 Yr Paid Life), I’m Told They Have No Record Of The Policy Number. What Happens To Old Policies?
Multiple policies w/ multiple companies. They can’t say the policies were cashed in (cash value) or a claim had previously been filed. no record of policy number(s).
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Life Insurance Policies That Are 40 Yrs Old, Are The Cash Value Gains From Yr 31 To Present Tax Free?
I have a paid up life policy and a whole life policy. Total cash value over 120,000. my cost basis is over 28,000, capital gains of over 92,000 if surrendered, but in a insurance illustration done 10 years ago it stated that years 31 to 75 of the policies, gains could be tax free.
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Hit A Car And Owner Calls Me 4 Months Later. Do I Have To Pay For It?
I hit a car on September 4, and we exchanged number that’s it. They then called me 4 months later asking me to pay for the damage. Am I obligated to pay for it?
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Does Advance On Content, To Be Used As Replacement Contents Come Out Of The Actual Cost Value Portion Of Claim?
I feel if I’m using it for furniture replacement of lost furniture due to fire it should come off the replacement cost not the actual cash value.
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Will My Auto Insurance Cover Brake Damage From Destroyed Brake Pads & Rotors?
I have comprehensive insurance. A few months back I had my front brake pads done at a shop. Soon after, I had a flat tire (rear driver side) and a fellow on the side of the road helped me by patching it and putting it back on.
It was getting to be about time for the brakes to be done again. I had just started to hear a sound. I was driving on the freeway, going 65, and my rear driver-side tire just fell off. I almost flipped and my backing plate was ground flat from scraping the pavement (but I didn’t know this until much later.) That night I filed a claim for the incident.
I went back the next day and found my tire. A friend reinstalled it for me (it was missing three bolts.) The brakes had gotten significantly worse but due to unfortunate circumstance, I had to drive the car home from the shop to which it was towed.
I had to get to work, so I drove my car for a few more days after that. It didn’t take long before the rest of the brake pads vanished and the rotors were destroyed. Soon after that my brakes failed completely.
I took it to a shop and they told me the total damage was over $2,000. Part was the tire incident, part was my stupid decision to drive post-tire-flying-off. Turns out, when my tire fell off so did my brake drum.
Question: Am I covered at all? What’s the best course of action?
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My Grandfather Had Life Insurance With Gerber For A Year. How Much Should He Receive Back?
He was around the age of 60 and recently passed away.