Do I Need Part C Of Medicare?

Comments

3 responses to “Do I Need Part C Of Medicare?”

1. 

   May 18, 2015

   BILL HANNA

   Part C is not a requirement of Medicare. It is often referred to as Medicare Advantage .A Medicare Advantage plan can have Part D (prescription drugs) included in the coverage, a Medigap Policy cannot. You must have Medicare part A (hospital) and Medicare part B (medical) to enroll in a Medicare Advantage plan or a Medigap Policy (Medicare Supplement).
2. 

   August 7, 2014

   Joann Quinn

   You don’t “need” Medicare Part C, but you may choose to have it as your Medicare coverage. Medicare Part C is really known as the Medicare Advantage Plan.  It acts like an HMO or PPO.  Part C combines your Original Medicare Part A (hospital) and Part B (medical), and usually Part D (drugs).

   It’s important to note that if you have Medicare Part C (Medicare Advantage Plan), you don’t need a Medigap Policy and can’t be sold one to help supplement your health care.  You can only purchase a Medigap Policy (Medicare Supplement insurance), if you are still on Original Medicare Part A and Part B.

   There are a lot of moving parts to Medicare.  Please let me know if I can be of further assistance.
3. 

   March 9, 2013

   Bob Vineyard

   Medicare Part C is a catch-all for Medicare Advantage plans. When you enroll in an MA plan you are no longer in original Medicare but rather are in a “privatized” Medicare system.

   So you either have original Medicare (Part A and/or Part B) or you have an MA plan, but you do not have both.