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Does Weight Affect Health Insurance Premiums?

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One response to “Does Weight Affect Health Insurance Premiums?”

  1. Bob Vineyard Avatar
    Bob Vineyard

    Health insurance companies currently evaluate your height and weight and calculate your BMI (body metric index) to get an idea of your overall health.

    I have had clients that have had to pay a surcharge (additional premium) due to being overweight and several declined due to morbid obesity. I even had a client declined for being underweight.

    Excessive weight can lead to numerous physical and medical conditions. Some chronic, some life threatening.

    There is no such thing as a healthy fat person.

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