I am a non driver and need a truck for my work, I would like to insure my helper to drive for me any problems?

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April 15, 2014

Jim Winkler

Great question! As long as the vehicle is insured as a need for your business, you can list your employees on the policy. Their driving records will play a big part in the cost, and be aware that you cannot legally drive this vehicle and if you were to be involved in an accident it would get ugly real quick. Thanks for asking!
April 14, 2014

Mark Bartlett CLCS

If you are insuring a vehicle for your business you can write the business auto policy and list your employee or employees as a drivers. You have the ability to exclude yourself from the policy. But keep in mind, this would mean you can not drive the vehicle at anytime as you yourself would then be un-insured.
April 14, 2014

Ken Boncela

It should not be a problem. You will need a commercial auto insurance policy. The rate will be dependent to some extent on the driving record of your helper. If you are a non-driver as the result of prior driving record the rate could also be affected. If you are a non-driver as the result of disability or never having been licensed, there would be no adverse affect on the rate.

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