Does Home Insurance Cover Tree Removal?

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March 15, 2013

Tony Canas, CPCU, MBA

Homeowner’s policies vary a LOT so the only way to know for sure is to file a claim. This question in particular is very tricky but as a general guideline tree removal will be covered (to a limit) if what caused the tree to fall was something sudden and accidental such as a windstorm or a lightning. On the other hand if the tree just died of disease or old age its removal will probably not be covered.

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