I have renters insurance. The homeowner decided to have a new roof put on the house. The homeowner hired her friend who is not reliable and knows he is not reliable and now only half of the house has a roof. Her friend stripped everything off the roof and it is exposed and we had thunderstorms and a lot of water leaked in which is a fire hazard. I want to immediately move out as I feel the house is unsafe. Will my renters insurance cover my hotel expenses while I took for a better place to live? The landlord has negligence as she new her friend is unreliable and he is probably not a licensed contractor. This situation is really affecting me. I have the Additional Living Expenses coverage on my renters insurance.