My Union ins. stopped on 7/1 & coverage from my other job began on 6/1; an overlap of 1-month & neither ins. was aware of the other. We changed the info for our providers, but we failed to notify the companies. I will begin a new job (paying more money) in about 3-weeks necessitating COBRA to cover my family & I thru the probationary period. I am eligible for COBRA from either, but the premium difference is around $400+ ; my Union being the lesser. My son was born 7/7 and they said if he had any insurance at any time, they need a letter of coverage confirmation. Now, I’m concerned I will get in trouble for the overlap (from both insurances?) & one or both could deny us. With the new baby, my wife, and 2-yr old daughter there are still many bills still processing and I’m not sure how I should handle this without encountering problems I may not know how deal with. I hope someone can advise?