So i was driving along back to work in the left lane on a 2 lane highway approaching a red light at a 4 way stop in a school zone. This guy comes flying up on my right side and darts out in front of me and slams on his breaks and I barely bump him. The officers didnt take a statement from me and the police report was not filed by the responding officer. Also when we were being guided to a nearby parking lot to let traffic continue to flow the guy doesnt use his signal and drives up on the corner curb both times. He says there was 1000.00 dollars worth of damage done to his vehicle but there is next to none done to mine. The officers still didnt take a statement from me, they just handed me the ticket and said i was at fault. I set a court date to fight the ticket in which the other driver was present and testified against me. I presented my video showing his car was still in turning position and shouldnt have even tried to get out in front of me in the first place. The judge ruled in my favor by way of reasonable doubt. So knowing the ticket was dropped and my video shows that next to no damage was done after the accident and that his loss may have occurred when he drove onto the concrete curb, how likely will his insurance still try to get payment from mine?
Tag: kentucky
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How Long Is A UM Rejection Valid?
I had liability car insurance and signed a UM rejection letter. 9 months later I bought a new car and changed to full coverage. Is the UM rejection I originally signed for liability (and dated) valid to the new full coverage policy?
I was not asked about UM coverage when I modified my policy to full coverage with the new car in September 2013. When I bought the liability policy in January 2013, I signed a UM rejection coverage. How long is the UM rejection valid? Should I have been required to sign a new one when the policy was changed in September? Your help is appreciated.