There are rabbit tunnels and ant holes under the asphalt driveway. Thought I would ask the above question before calling the owners.
Tag: CA
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is being wheelchair bound an automatic disqualification for life insurance?
My son has cerebral palsy and is wheelchair bound. No health issues other than seizures that are controlled.
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Is Flood insurance a good idea? (Homeowners policy)
I understand it’s not included in a Standard policy, but is the deductible really high? I know insurance is for protecting against risk, but what are the pros and cons about buying this.
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How to become Medicare expert ?
Hello,My name is Mike. Life took U turn for me @ 60 & I have to change the career. I am a licensed Insurance agent In CA, but due to couple major surgeries having a limited mobility.
I’d like to know more about home based medicare, LTC selling business opportunity. Please let me know @ your convenience if possible. Thanks a lot to all… -
Who do I get to pay my deductible?
On May 14, 2014, I was in my apartment watching TV when I heard my car alarm go off. I went outside to look, and a neighbor of mine told me a girl had hit my car and took off. Then he told me he had a video of the entire incident.
I asked why he had a video and he said he awoke to find the same girl vandalizing his brother’s motorcycle. He got his phone and ran out to film her, but she jumped in her car and began to reverse to get away. That is when she attempted to execute a 3 point turn and hit my car.
He gave me a copy of the video which clearly shows the driver, a passenger, and a baby in the back seat. The video indisputably shows the vehicle hit my car, the rear license plate is clearly visible. I called the police to file a report. The officer told me it was a rental car and gave me a card with the police report # on it. I contacted my insurance and showed them the video and gave them the police report #. They instructed me to get an estimate right away.
This is where it get’s “iffy”. The estimate came out to $587, but my deductible is $1000. My insurance company (USAA) basically told me if they can not find the driver I¹m out of luck because damage was less than my deductible. I was shocked to hear that I would have to spend money because I have full coverage (my state is CA by the way), and we have undeniable proof I was not at fault.
Now it was my understanding, that in order to rent a car a person has to have some form of insurance, so why do I have to pay my deductible. My agent told me if they find the person I would not have to pay it. Days go by and I continue to check with my agent, but he tells me no new news.
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Does CA 50/50 marriage law play into party when it comes to life insurance?
We live in CA and my father passed away and was the sole owner of a life insurance policy where I was the insured. Does CA 50/50 marriage law play into party when it comes to life insurance. Will the wife have access to this life insurance policy even though she is not signed on as contingent owner?
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What exactly is flexible premium survivorship adjustable life insurance?
What exactly is flexible premium survivorship adjustable life insurance? My dad is deceased but my mom is co-owner of this policy. But what if she cannot continue to pay the premiums/taxes that are required?